Monday, February 17, 2025 / by Bob Cowan
Leasing an apartment or home is a practical option for those beginning their financial journey, especially if they have limited savings or a credit score that isn’t yet high enough to qualify for a mortgage. Additionally, renting may be the only viable choice for individuals who are unable to afford homeownership due to rising real estate prices in recent years. While traditional thinking often views renting as less beneficial in the long run, it does offer certain advantages. Moreover, renters can implement various financial strategies to strengthen their long-term economic stability.
Boost Your Credit Score as a Renter
Renters can take proactive steps to strengthen their credit by ensuring their on-time rent payments are reported to credit bureaus. One option is to ask their landlord to utilize a service like Experian's RentBureau, which records rental payment history. However, this requires the landlord to be enrolled with a rental payment platform that collabora ...
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Sunday, February 9, 2025 / by Bob Cowan
Orange County, California, is a stunning coastal region along the Pacific Ocean, home to a variety of vibrant cities, each with its own unique charm. From iconic attractions and scenic beaches to thriving communities, there’s something for everyone. In this guide, we’ll explore the ten largest cities in Orange County and what makes them stand out, along with a glimpse at the county’s three smallest cities.
1. Anaheim
Population: Around 346,824 | Disneyland at Night
Anaheim is most famous for being the location of Disneyland Resort, which features both Disneyland Park and Disney California Adventure Park. It's also a paradise for sports enthusiasts, with the Los Angeles Angels and Anaheim Ducks calling it home. With its lively neighborhoods and excellent amenities, Anaheim is a dynamic city brimming with energy and potential.
2. Santa Ana
Population: Approximately 310,227
Santa Ana serves as a vibrant cultural hub, home to renowned attractions ...
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bob cowan
Wednesday, January 29, 2025 / by Bob Cowan
About This Home
Welcome to this beautifully upgraded, fully renovated mid-century modern home in the heart of South Redlands. As you approach, a long turnaround driveway leads you to a spacious residence designed for one-family living with two individual living areas, offering the perfect balance of comfort and functionality. Inside, the open-concept design with exposed beams invites natural light to flood the home. The seamless flow from the entry to the living room, dining room, and kitchen makes it ideal for both daily living and entertaining. The updated kitchen is equipped with quartz countertops, a Sub-Zero refrigerator, and a Viking professional stove/oven, opening to the dining and living areas. The primary bedroom serves as a private retreat with stunning views, a luxurious ensuite bathroom with a walk-in shower and dual vanity, and direct access to the outdoor deck. Step outside onto the entertaining front large deck which is perfect for dining and enjoying the 18 ...
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bob cowan, california, january 2025
Wednesday, January 29, 2025 / by Bob Cowan
About This Home
Welcome to this Luxurious & Spacious 2-story Executive home in close proximity to Loma Linda Hospitals & University. Includes 43 solar Panels & a Tesla Powerwall Battery backup system so you will not have to worry about losing power! It sits on a 1/4 of an acre which is fully fenced for privacy/safety for both kids & pets! Nice open flow & concept throughout with high ceilings & spacious kitchen with a large island. Multiple living/entertaning areas, including a sunroom that can be an office or studio. 1 full bedroom & bathroom downstairs to meet any family needs. Upstairs you will find another open area for a home office or study/play area. The Primary bedroom suite is on the opposite side of the rest of the bedrooms which, with the newly renovated bathroom, is a spa/retreat all to itself! The 3-car garage is fully finished so you can use it as a gym, mancave or game area too. 2 separate yard spaces on either side of the house, w ...
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Wednesday, January 29, 2025 / by Bob Cowan
About This Home
Brand New High-Efficiency Air Conditioner & Furnace! Nestled in the heart of the desirable South Redlands neighborhood, this beautifully maintained 4-bedroom, 3-bath home offers a perfect blend of comfort, convenience, and charm. From the moment you step inside, you’ll be greeted by a spacious and thoughtfully designed layout, ideal for both family living and entertaining. The primary suite, located on the main level, provides a serene retreat with its generous size and private ensuite bath. Also conveniently situated on the first floor is a versatile second bedroom, perfect as a guest room or home office. Adding to the home’s appeal is an enclosed breezeway, currently set up as a dedicated office space, but with its flexibility, it could easily serve as a playroom, art studio, or additional living area—tailored to suit your needs. Upstairs, you’ll find two additional well-appointed bedrooms along with a full bathroom, creating a ...
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