Monday, June 30, 2025 / by Bob Cowan
Don’t Just Look—Look Smart: House Hunting Tips That Work
House hunting is more than just scrolling through listings—it's a big decision that shapes your future. Whether you're dreaming of a cozy bungalow or a spacious family home, the key to a smooth and successful home search lies in preparation. From setting a realistic budget to asking the right questions at showings, knowing what steps to take (and when) can help you avoid costly mistakes and land the right home with confidence.
1. Start with Mortgage Prequalification
Before you even step into an open house, connect with a lender and get prequalified. This simple step gives you a realistic price range to work with and shows sellers you're a serious buyer. It can also uncover potential credit or financial issues that you'll want to address early on.
2. Define Your Homebuying Budget
Just because you're approved for a certain amount doesn't mean you should spend it all. Consider your monthly expenses, lifestyle, and long-term financial goals. Factor in property taxes, insurance, HOA dues, and maintenance when setting your true budget.
3. Speak to a Real Estate Professional early
It’s never too soon to consult with a real estate agent—even if you're just starting your search. A knowledgeable local agent can help you understand the market, identify neighborhoods that fit your lifestyle, and even recommend trusted lenders or inspectors.
4. Work with the Right Real Estate Agent
Not all agents are created equal. Choose someone who knows the local area well, communicates clearly, and understands your priorities. A good agent is your advocate throughout the process—from showings and negotiations to closing day.
5. Clarify Your Must-Haves vs. Nice-to-Haves
Make a list of features you absolutely need (like number of bedrooms or proximity to work) versus those that would be nice but aren’t deal-breakers (like a pool or remodeled kitchen). Having this clarity will help both you and your agent focus on the properties that truly meet your needs, saving time and energy in your home search. Remember, knowing what you can compromise on will also give you more flexibility in negotiations. This will help you stay focused and avoid decision fatigue as you tour homes.
